Commercial Loans

When you're looking for a commercial loan- for any good reason- Hendricks County Bank is your first call. For more than 100 years, we've committed human resources and financial capital to support business and industry in this community, our community. Your success is our success. We're locally owned and managed, so decisions are fast and fair. HCBT loan officers will work hard to customize a loan structure that meets your business needs.

Find your closest HCBT Commercial Loan Officer

HCBT Offers:

  • Short Term Commercial Notes
  • Term Loans for Equipment
  • Working Capital Loans
  • Commercial Real Estate Loans
  • Agricultural Land Loans
  • Letters of Credit
  • Business Credit Cards
  • SBA Loans
  • Equipment Leases

Commercial Loans

Look to us for all types of commercial loans and needs. With commercial loan officers that have been in our community both personally and professionally for many years, we have the expertise and knowledge to be your financial partner.  

  • Short term commercial notes
  • Equipment term loans
  • Working capital loans

Commercial Real Estate

Need to expand, remodel or purchase a new commercial building?  We have the products and flexibility to get you into the right loan for the right building.

  • Construction loans
  • Acquisition and development loans 
  • Lot loans
  • Model home construction loans

Equipment Leasing

Leasing through your local bank makes sense.  Our leases are relationship based, not transaction based and we don't charge a termination or prepayment penalty.  Leasing options include:

  • 100% financing- no payment down
  • Variable payment terms for seasonal customers
  • Most leases can be structured to meet tax objectives
  • fixed rates for the entire leasing term

Lease servicing is provided through our partnership with BB Community Leasing Services, Inc.

SBA Loans

With HCBT SBA financing, your business can take advantage of longer repayment terms and higher borrowing limits.  Backed by the Small Business Administration, qualifying criteria is often more flexible than conventional financing.

  • Get greater flexibility in repayment terms and lower monthly payments
  • Use it to fuel the growth for start-up and emerging companies
  • COVID-19 Paycheck Protection Loans

Credit Cards

Hendricks County Bank offers business customers MasterCard or Visa credit cards. Using a business credit card is an excellent way to deal with day-to-day expenditures.


Find a
surcharge-free ATM

Allpoint Logo

HCBT is part of the Allpoint ATM Network. No fees, no hassle just like at a HCBT ATM.

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