Personal Checking

Your checking account is at the heart of your personal finances. That’s why Hendricks County Bank has created checking accounts that are designed to meet your specific needs and expectations. We offer several choices to ensure you have the options you need.

Personal Checking Accounts

Accounts

Economy Checking

Perfect Choice Checking

Student Checking

Senior Checking

Super Premium Interest Checking

Earns Interest?

No

No

No

No

Yes- Monthly

Monthly Service Charge?

No

Yes- $9.00 but can be waived

No

No

Yes- $10.00 but can be waived

Minimum Daily Balance?

No

No

No

No

Yes

Free HCBT & Allpoint ATMs?

Yes

Yes

Yes

Yes

Yes

Free Online & Mobile Banking?

Yes

Yes

Yes

Yes

Yes

Free MC Debit Card?

Yes

Yes

Yes

Yes

Yes

Electronic Statements?

Required

Yes

Required

Yes

Yes

Member Benefits Program?

No

Yes

No

No

No

Minimum Opening Deposit

$50.00

$50.00

$50.00

$50.00

$50.00

Economy Checking 

Economy checking is free of service charges when you sign up for e-statements. There are no per-item costs or minimum balance requirements. You can write all the checks you need and keep as little as one dollar in your account, and you’ll never pay a maintenance fee.

Perfect Choice Checking

With no minimum balance and a rewarding member benefits program, this account is the Perfect Choice! There are no monthly fees, as long as you maintain direct deposit, sign up for e-statements, and make five or more debit card transactions during each statement cycle.

Student Checking

We created this special no-service-fee account for students ages 16 to 25. They’ll get free Online Banking, Mobile Banking, and e-statements.

Senior Checking

Over age 55 and want checking that’s free of fees? Here’s the account that’s right for you! There’s no service charge, per-item fee or minimum balance requirement.

Super Premium Interest Checking

This account earns a competitive rate of interest and has no service fees, as long as you keep at least a $1,000 balance and make fewer than 20 transactions per month.

Click here for Rates

Make a Great Account Even Better by Adding:

MasterCard DoughBoy Debit Card

Convenience, control and worldwide acceptance

Debit Mastercard combines the convenience and benefits of Mastercard, with the control of spending your own money. Funds are debited directly from your checking account. With Mastercard, your debit card is accepted at over 33 million locations around the world. It can be used for cash withdrawals and balance inquiries at 1.9 million ATMs. Plus, you can use it to pay online as well as face-to-face transactions that are protected by Chip & PIN technology.

Green Reserve Checking

With the optional Green Reserve Checking plan, you don’t have to worry about costly fees if you accidently bounce a check. You’ll have automatic protection from a line of credit.

E-statements

Who needs more paperwork or wants to wait for the mail? We’ll send password-protected statements to your email account. Your password is easy to remember, too -- it’s the first 5 characters of your email address followed by the last four digits of the primary account holder’s tax ID number. (Please add estatements@hendrickscountybank.com to your address book to ensure timely delivery.)

 Bank Statement Error Disclosure

 

Find a
surcharge-free ATM

Allpoint Logo

HCBT is part of the Allpoint ATM Network. No fees, no hassel just like at a HCBT ATM.

Go to Top