Deposit Rates

Personal and Business Account Rates

As of December 13, 2019

Term

Minimum Deposit

Interest Rate

Annual Percentage Rate (APY)

Interest Rate

Annual Percentage Rate (APY)

-

-

Under $100,000

Over $100,000

Certificates of Deposit

 

 13 Month CD Special

 

 

 

$1,000

 

 

 

1.49% 

 

 

 

  

 1.50%

 

 

 

 

 

 

 

 

 

 

 

 

 

Less than 6 months

$1,000

0.30%

0.30%

0.35%

0.35%

6 Month Term

$1,000

0.60%

0.60%

0.63%

0.63%

12 Month Term

$1,000

0.75%

0.75%

0.78%

0.78%

18 Month Term

$1,000

0.80%

0.80%

0.83%

0.83%

24 Month Term

$1,000

1.09%

1.10%

1.12%

1.13%

30 Month Term

$1,000

1.14%

1.15%

1.17%

1.18%

36 Month Term

$1,000

1.24%

1.25%

1.27%

1.28%

48 Month Term

$1,000

1.44%

1.45%

1.47%

1.48%

60 Month Term

$1,000

1.64%

1.65%

1.67%

1.68%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Savings

$0.01 to $9,999

$50

0.15%

0.15%

$10,000 to $24,999

$50

0.20%

0.20%

$25,000 to $99,999

$50

0.25%

0.25%

Over $100,000

$50

0.30%

0.30%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Christmas Club

$1

0.15%

0.15%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Minor Savings

$50

0.15%

0.15%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Health Savings Accounts

$0 to $999

$1

0.20%

0.20%

$1,000 to $4,999

$1

0.20%

0.20%

$5,000 to $9,999

$1

0.20%

0.20%

Over $10,000

$1

0.30%

0.30%

Product Name

Interest Rate

Annual Percentage Rate (APY)

Checking Accounts

    $50 minimum opening deposit required on all checking accounts

Performance Interest Checking

 

55+ Prestige Interest Checking

Direct Easy Interest Checking

Business Interest Checking

Not for Profit Interest Checking

0.05%             $0.00 to $999.99

0.10%             $1,000.00 and above

0.05%

0.05%

0.03%

0.05%

0.05%     $0.00 to $999.99

0.10%     $1,000.00 and above

0.05%

0.05%

0.03%

0.05%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Money Market Account

$0.01 to $9,999

$50

0.15%

0.15%

$10,000 to $24,999

$50

0.15%

0.15%

$25,000 to $99,999

$50

0.20%

0.20%

Over $100,000

$50

1.00%

1.00%

Term

Minimum Deposit

Interest Rate

Annual Percentage Rate (APY)

Interest Rate

Annual Percentage Rate (APY)

-

-

 

Under $100,000

Over $100,000
Individual Retirement Account

18 Month Certificate

$500

0.80%

0.80%

0.80%

0.80%

36 Month Certificate

$500

1.25%

1.25%

1.25%

1.25%

Prime Time IRA

$100

0.25%

0.25%

0.25%

0.25%

Rates are subject to change and may change after the account is open.  Fees could reduce earnings.  A penalty may be imposed for early withdrawal of CDs.

 

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