Deposit Rates

Personal and Business Account Rates

As of October 16, 2020

Term

Minimum Deposit

Interest Rate

Annual Percentage Rate (APY)

Interest Rate

Annual Percentage Rate (APY)

-

-

Under $100,000

Over $100,000

Certificates of Deposit

 

 

 

 

 

 

 

 

 

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Less than 6 months

$1,000

0.05%

0.05%

0.08%

0.08%

6 Month Term

$1,000

0.10%

0.10%

0.13%

0.13%

12 Month Term

$1,000

0.15%

0.15%

0.18%

0.18%

18 Month Term

$1,000

0.20%

0.20%

0.23%

0.23%

24 Month Term

$1,000

0.25%

0.25%

0.28%

0.28%

30 Month Term

$1,000

0.28%

0.28%

0.31%

0.31%

36 Month Term

$1,000

0.30%

0.30%

0.33%

0.33%

48 Month Term

$1,000

0.95%

0.95%

0.98%

0.98%

60 Month Term

$1,000

1.19%

1.20%

1.22%

1.23%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Savings

$0.01 to $9,999

$50

0.05%

0.05%

$10,000 to $24,999

$50

0.08%

0.08%

$25,000 to $99,999

$50

0.10%

0.10%

Over $100,000

$50

0.15%

0.15%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Christmas Club

$1

0.15%

0.15%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Minor Savings

$50

0.15%

0.15%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Health Savings Accounts

$0 to $999

$1

0.05%

0.05%

$1,000 to $4,999

$1

0.05%

0.05%

$5,000 to $9,999

$1

0.05%

0.05%

Over $10,000

$1

0.05%

0.05%

Product Name

Interest Rate

Annual Percentage Rate (APY)

Checking Accounts

    $50 minimum opening deposit required on all checking accounts

Performance Interest Checking

 

55+ Prestige Interest Checking

Direct Easy Interest Checking

Business Interest Checking

Not for Profit Interest Checking

0.05%             $0.00 to $999.99

0.05%             $1,000.00 and above

0.05%

0.05%

0.03%

0.05%

0.05%     $0.00 to $999.99

0.05%     $1,000.00 and above

0.05%

0.05%

0.03%

0.05%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Money Market Account

$0.01 to $9,999

$50

0.08%

0.08%

$10,000 to $24,999

$50

0.10%

0.10%

$25,000 to $99,999

$50

0.15%

0.15%

Over $100,000

$50

0.20%

0.20%

Term

Minimum Deposit

Interest Rate

Annual Percentage Rate (APY)

Interest Rate

Annual Percentage Rate (APY)

-

-

 

Under $100,000

Over $100,000
Individual Retirement Account

18 Month Certificate

$500

0.20%

0.20%

0.20%

0.20%

36 Month Certificate

$500

0.30%

0.30%

0.30%

0.30%

Prime Time IRA

$100

0.05%

0.05%

0.05%

0.05%

Rates are subject to change and may change after the account is open.  Fees could reduce earnings.  A penalty may be imposed for early withdrawal of CDs.

 

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