Deposit Rates

Personal and Business Account Rates

As of February 16, 2018

Term

Minimum Deposit

Interest Rate

Annual Percentage Rate (APY)

Interest Rate

Annual Percentage Rate (APY)

-

-

Under $100,000

Over $100,000

Certificates of Deposit

13 Month CD Special

23 Month CD Special

$1,000

$1,000

1.50%

2.00%

1.51%

2.02%

1.50%

2.00%

1.51%

2.02%

 

 

 

 

 

 

Less than 6 months

$1,000

0.10%

0.10%

0.15%

0.15%

6 Month Term

$1,000

0.15%

0.15%

0.20%

0.20%

12 Month Term

$1,000

0.25%

0.25%

0.30%

0.30%

18 Month Term

$1,000

0.45%

0.45%

0.50%

0.50%

24 Month Term

$1,000

0.55%

0.55%

0.60%

0.60%

30 Month Term

$1,000

0.60%

0.60%

0.65%

0.65%

36 Month Term

$1,000

0.85%

0.85%

0.90%

0.90%

48 Month Term

$1,000

1.00%

1.00%

1.05%

1.06%

60 Month Term

$1,000

1.24%

1.25%

1.29%

1.30%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Savings

$0.01 to $9,999

$50

0.15%

0.15%

$10,000 to $24,999

$50

0.20%

0.20%

$25,000 to $99,999

$50

0.20%

0.20%

Over $100,000

$50

0.25%

0.25%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Christmas Club

$1

0.15%

0.15%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Minor Savings

$50

0.15%

0.15%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Health Savings Accounts

$0 to $999

$1

0.15%

0.15%

$1,000 to $4,999

$1

0.15%

0.15%

$5,000 to $9,999

$1

0.15%

0.15%

Over $10,000

$1

0.20%

0.20%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Super Interest Premium Checking

$50

0.05%

0.05%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Money Market Account

$0.01 to $9,999

$50

0.15%

0.15%

$10,000 to $24,999

$50

0.20%

0.20%

$25,000 to $99,999

$50

0.25%

0.25%

Over $100,000

$50

0.40%

0.40%

Term

Minimum Deposit

Interest Rate

Annual Percentage Rate (APY)

Interest Rate

Annual Percentage Rate (APY)

-

-

 

Under $100,000

Over $100,000
Individual Retirement Account

18 Month Certificate

$500

0.55%

0.55%

0.60%

0.60%

36 Month Certificate

$500

0.95%

0.95%

1.00%

1.00%

Prime Time IRA

$100

0.15%

0.15%

0.20%

0.20%

Rates are subject to change and may change after the account is open.  Fees could reduce earnings.  A penalty may be imposed for early withdrawal of CDs.

 

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