Personal and Business Account Rates
As of February 15, 2019
|
Term
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Rate (APY)
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
|
-
|
-
|
Under $100,000
|
Over $100,000
|
|---|
Certificates of Deposit
|
23 Month CD Special
|
$1,000
|
2.62%
|
2.65%
|
|
|
|
|
|
|
|
|
|
|
Less than 6 months
|
$1,000
|
0.45%
|
0.45%
|
0.50%
|
0.50%
|
|
6 Month Term
|
$1,000
|
0.75%
|
0.75%
|
0.78%
|
0.78%
|
|
12 Month Term
|
$1,000
|
1.14%
|
1.15%
|
1.17%
|
1.18%
|
|
18 Month Term
|
$1,000
|
1.24%
|
1.25%
|
1.27%
|
1.28%
|
|
24 Month Term
|
$1,000
|
1.74%
|
1.75%
|
1.77%
|
1.78%
|
|
30 Month Term
|
$1,000
|
1.83%
|
1.85%
|
1.86%
|
1.88%
|
|
36 Month Term
|
$1,000
|
2.23%
|
2.25%
|
2.26%
|
2.28%
|
|
48 Month Term
|
$1,000
|
2.42%
|
2.45%
|
2.52%
|
2.55%
|
|
60 Month Term
|
$1,000
|
2.62%
|
2.65%
|
2.72%
|
2.75%
|
|
Account Balance
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Savings
|
$0.01 to $9,999
|
$50
|
0.15%
|
0.15%
|
|
$10,000 to $24,999
|
$50
|
0.20%
|
0.20%
|
|
$25,000 to $99,999
|
$50
|
0.25%
|
0.25%
|
|
Over $100,000
|
$50
|
0.30%
|
0.30%
|
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Christmas Club
|
$1
|
0.15%
|
0.15%
|
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Minor Savings
|
$50
|
0.15%
|
0.15%
|
|
Account Balance
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Health Savings Accounts
|
$0 to $999
|
$1
|
0.20%
|
0.20%
|
|
$1,000 to $4,999
|
$1
|
0.20%
|
0.20%
|
|
$5,000 to $9,999
|
$1
|
0.20%
|
0.20%
|
|
Over $10,000
|
$1
|
0.30%
|
0.30%
|
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Super Interest Premium Checking
|
$50
|
0.05%
|
0.05%
|
|
Account Balance
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Money Market Account
|
$0.01 to $9,999
|
$50
|
0.20%
|
0.20%
|
|
$10,000 to $24,999
|
$50
|
0.35%
|
0.35%
|
|
$25,000 to $99,999
|
$50
|
0.45%
|
0.45%
|
|
Over $100,000
|
$50
|
0.75%
|
0.75%
|
|
Term
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Rate (APY)
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
|
-
| -
|
Under $100,000
| Over $100,000 |
|---|
Individual Retirement Account
|
18 Month Certificate
|
$500
|
1.25%
|
1.25%
|
1.25%
|
1.25%
|
|
36 Month Certificate
|
$500
|
2.24%
|
2.25%
|
2.24%
|
2.25%
|
|
Prime Time IRA
|
$100
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
Rates are subject to change and may change after the account is open. Fees could reduce earnings. A penalty may be imposed for early withdrawal of CDs.
|
