Deposit Rates

Personal and Business Account Rates

As of December 7, 2018

Term

Minimum Deposit

Interest Rate

Annual Percentage Rate (APY)

Interest Rate

Annual Percentage Rate (APY)

-

-

Under $100,000

Over $100,000

Certificates of Deposit

 

13 Month CD Special

 

 

 

$1,000

 

 

 

 

2.08%

 

 

 

 

2.10%

 

 

 

 

 

 

 

 

 

 

 

 

Less than 6 months

$1,000

0.20%

0.20%

0.25%

0.25%

6 Month Term

$1,000

0.50%

0.50%

0.53%

0.53%

12 Month Term

$1,000

0.80%

0.80%

0.83%

0.83%

18 Month Term

$1,000

0.90%

0.90%

0.93%

0.93%

24 Month Term

$1,000

1.09%

1.10%

1.12%

1.13%

30 Month Term

$1,000

1.19%

1.20%

1.22%

1.23%

36 Month Term

$1,000

1.29%

1.30%

1.32%

1.33%

48 Month Term

$1,000

1.50%

1.51%

1.60%

1.61%

60 Month Term

$1,000

1.60%

1.61%

1.70%

1.71%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Savings

$0.01 to $9,999

$50

0.15%

0.15%

$10,000 to $24,999

$50

0.20%

0.20%

$25,000 to $99,999

$50

0.25%

0.25%

Over $100,000

$50

0.30%

0.30%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Christmas Club

$1

0.15%

0.15%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Minor Savings

$50

0.15%

0.15%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Health Savings Accounts

$0 to $999

$1

0.20%

0.20%

$1,000 to $4,999

$1

0.20%

0.20%

$5,000 to $9,999

$1

0.20%

0.20%

Over $10,000

$1

0.30%

0.30%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Super Interest Premium Checking

$50

0.05%

0.05%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Money Market Account

$0.01 to $9,999

$50

0.20%

0.20%

$10,000 to $24,999

$50

0.35%

0.35%

$25,000 to $99,999

$50

0.45%

0.45%

Over $100,000

$50

0.75%

0.75%

Term

Minimum Deposit

Interest Rate

Annual Percentage Rate (APY)

Interest Rate

Annual Percentage Rate (APY)

-

-

 

Under $100,000

Over $100,000
Individual Retirement Account

18 Month Certificate

$500

1.00%

1.00%

1.00%

1.00%

36 Month Certificate

$500

2.00%

2.01%

2.00%

2.01%

Prime Time IRA

$100

0.25%

0.25%

0.25%

0.25%

Rates are subject to change and may change after the account is open.  Fees could reduce earnings.  A penalty may be imposed for early withdrawal of CDs.

 

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