Personal and Business Account Rates
As of November 27, 2020
|
Term
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Rate (APY)
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
|
-
|
-
|
Under $100,000
|
Over $100,000
|
|---|
Certificates of Deposit
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Less than 6 months
|
$1,000
|
0.03%
|
0.03%
|
0.06%
|
0.06%
|
|
6 Month Term
|
$1,000
|
0.07%
|
0.07%
|
0.10%
|
0.10%
|
|
12 Month Term
|
$1,000
|
0.12%
|
0.12%
|
0.15%
|
0.15%
|
|
18 Month Term
|
$1,000
|
0.17%
|
0.17%
|
0.20%
|
0.20%
|
|
24 Month Term
|
$1,000
|
0.20%
|
0.20%
|
0.23%
|
0.23%
|
|
30 Month Term
|
$1,000
|
0.25%
|
0.25%
|
0.28%
|
0.28%
|
|
36 Month Term
|
$1,000
|
0.27%
|
0.27%
|
0.30%
|
0.30%
|
|
48 Month Term
|
$1,000
|
0.55%
|
0.55%
|
0.58%
|
0.58%
|
|
60 Month Term
|
$1,000
|
0.75%
|
0.75%
|
0.78%
|
0.78%
|
|
Account Balance
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Savings
|
$0.01 to $9,999
|
$50
|
0.03%
|
0.03%
|
|
$10,000 to $24,999
|
$50
|
0.05%
|
0.05%
|
|
$25,000 to $99,999
|
$50
|
0.07%
|
0.07%
|
|
Over $100,000
|
$50
|
0.12%
|
0.12%
|
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Christmas Club
|
$1
|
0.15%
|
0.15%
|
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Minor Savings
|
$50
|
0.15%
|
0.15%
|
|
Account Balance
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Health Savings Accounts
|
$0 to $999
|
$1
|
0.03%
|
0.03%
|
|
$1,000 to $4,999
|
$1
|
0.03%
|
0.03%
|
|
$5,000 to $9,999
|
$1
|
0.03%
|
0.03%
|
|
Over $10,000
|
$1
|
0.03%
|
0.03%
|
|
Product Name
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Checking Accounts
$50 minimum opening deposit required on all checking accounts
|
Performance Interest Checking
55+ Prestige Interest Checking
Direct Easy Interest Checking
Business Interest Checking
Not for Profit Interest Checking
|
0.05% $0.00 to $999.99
0.05% $1,000.00 and above
0.05%
0.03%
0.03%
0.03%
|
0.05% $0.00 to $999.99
0.05% $1,000.00 and above
0.05%
0.03%
0.03%
0.03%
|
|
Account Balance
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Money Market Account
|
$0.01 to $9,999
|
$50
|
0.05%
|
0.05%
|
|
$10,000 to $24,999
|
$50
|
0.07%
|
0.07%
|
|
$25,000 to $99,999
|
$50
|
0.12%
|
0.12%
|
|
Over $100,000
|
$50
|
0.17%
|
0.17%
|
|
Term
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Rate (APY)
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
|
-
| -
|
Under $100,000
| Over $100,000 |
|---|
Individual Retirement Account
|
18 Month Certificate
|
$500
|
0.20%
|
0.20%
|
0.20%
|
0.20%
|
|
36 Month Certificate
|
$500
|
0.30%
|
0.30%
|
0.30%
|
0.30%
|
|
Prime Time IRA
|
$100
|
0.03%
|
0.03%
|
0.03%
|
0.03%
|
Rates are subject to change and may change after the account is open. Fees could reduce earnings. A penalty may be imposed for early withdrawal of CDs.
|
