Personal and Business Account Rates
As of October 15, 2018
|
Term
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Rate (APY)
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
|
-
|
-
|
Under $100,000
|
Over $100,000
|
|---|
Certificates of Deposit
|
7 Month CD Special
13 Month CD Special
23 Month CD Special
|
$10,000
$1,000
$1,000
|
1.44%
2.08%
2.42%
|
1.45%
2.10%
2.45%
|
|
|
|
|
|
|
|
|
|
|
Less than 6 months
|
$1,000
|
0.13%
|
0.13%
|
0.18%
|
0.18%
|
|
6 Month Term
|
$1,000
|
0.20%
|
0.20%
|
0.23%
|
0.23%
|
|
12 Month Term
|
$1,000
|
0.30%
|
0.30%
|
0.33%
|
0.33%
|
|
18 Month Term
|
$1,000
|
0.50%
|
0.50%
|
0.53%
|
0.53%
|
|
24 Month Term
|
$1,000
|
0.60%
|
0.60%
|
0.63%
|
0.63%
|
|
30 Month Term
|
$1,000
|
0.65%
|
0.65%
|
0.68%
|
0.68%
|
|
36 Month Term
|
$1,000
|
0.90%
|
0.90%
|
0.93%
|
0.93%
|
|
48 Month Term
|
$1,000
|
1.50%
|
1.51%
|
1.60%
|
1.61%
|
|
60 Month Term
|
$1,000
|
1.60%
|
1.61%
|
1.70%
|
1.71%
|
|
Account Balance
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Savings
|
$0.01 to $9,999
|
$50
|
0.15%
|
0.15%
|
|
$10,000 to $24,999
|
$50
|
0.20%
|
0.20%
|
|
$25,000 to $99,999
|
$50
|
0.25%
|
0.25%
|
|
Over $100,000
|
$50
|
0.30%
|
0.30%
|
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Christmas Club
|
$1
|
0.15%
|
0.15%
|
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Minor Savings
|
$50
|
0.15%
|
0.15%
|
|
Account Balance
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Health Savings Accounts
|
$0 to $999
|
$1
|
0.20%
|
0.20%
|
|
$1,000 to $4,999
|
$1
|
0.20%
|
0.20%
|
|
$5,000 to $9,999
|
$1
|
0.20%
|
0.20%
|
|
Over $10,000
|
$1
|
0.30%
|
0.30%
|
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Super Interest Premium Checking
|
$50
|
0.05%
|
0.05%
|
|
Account Balance
|
Minimum Deposit to Open
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
Money Market Account
|
$0.01 to $9,999
|
$50
|
0.20%
|
0.20%
|
|
$10,000 to $24,999
|
$50
|
0.35%
|
0.35%
|
|
$25,000 to $99,999
|
$50
|
0.45%
|
0.45%
|
|
Over $100,000
|
$50
|
0.75%
|
0.75%
|
|
Term
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Rate (APY)
|
Interest Rate
|
Annual Percentage Rate (APY)
|
|---|
|
-
| -
|
Under $100,000
| Over $100,000 |
|---|
Individual Retirement Account
|
18 Month Certificate
|
$500
|
1.00%
|
1.00%
|
1.00%
|
1.00%
|
|
36 Month Certificate
|
$500
|
2.00%
|
2.01%
|
2.00%
|
2.01%
|
|
Prime Time IRA
|
$100
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
Rates are subject to change and may change after the account is open. Fees could reduce earnings. A penalty may be imposed for early withdrawal of CDs.
|
