Deposit Rates

Personal and Business Account Rates

As of June 28, 2024

Term

Minimum Deposit

Interest Rate

Annual Percentage Rate (APY)

Interest Rate

Annual Percentage Rate (APY)

 

 

 

Under $100,000.00

 

Over $100,000.00

Certificates of Deposit

 

7 Month CD Special

 

          

 

$10,000  

 

        

 

4.75%

 

       

 

4.85%

 

         

 

NA

 

        

 

NA

 

         

Less than 6 months

$1,000

1.00%

1.00%

1.03%

1.03%

6 Month Term

$1,000

2.00%

2.02%

2.03%

2.05%

12 Month Term

$1,000

2.50%

2.53%

2.53%

2.56%

18 Month Term

$1,000

2.00%

2.02%

2.03%

2.05%

24 Month Term

$1,000

2.05%

2.07%

2.08%

2.10%

30 Month Term

$1,000

2.10%

2.12%

2.13%

2.15%

36 Month Term

$1,000

2.10%

2.12%

2.13%

2.15%

48 Month Term

$1,000

2.75%

2.78%

2.78%

2.82%

60 Month Term

$1,000

3.00%

3.04%

3.03%

3.07%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Savings

$0.01 to $9,999

$50

0.10%

0.10%

$10,000 to $24,999

$50

0.15%

0.15%

$25,000 to $99,999

$50

0.50%

0.50%

Over $100,000

$50

1.00%

1.00%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Christmas Club

$1

0.10%

0.10%

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Minor Savings

$50

0.10%

0.10%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Health Savings Accounts

$0 to $999

$1

0.10%

0.10%

$1,000 to $4,999

$1

0.15%

0.15%

$5,000 to $9,999

$1

0.40%

0.40%

Over $10,000

$1

0.50%

0.50%

Product Name

Interest Rate

Annual Percentage Rate (APY)

Checking Accounts

    $50 minimum opening deposit required on all checking accounts

Performance Interest Checking

 

55+ Prestige Interest Checking

Direct Easy Interest Checking

Business Interest Checking

Not for Profit Interest Checking

0.05%             $0.00 to $999.99

0.10%             $1,000.00 and above

0.05%

0.05%

0.05%

0.05%

0.05%     $0.00 to $999.99

0.10%     $1,000.00 and above

0.05%

0.05%

0.05%

0.05%

Account Balance

Minimum Deposit to Open

Interest Rate

Annual Percentage Rate (APY)

Money Market Account

$0.01 to $9,999

$50

0.10%

0.10%

$10,000 to $24,999

$50

0.25%

0.25%

$25,000 to $99,999

$50

0.55%

0.55%

Over $100,000

$50

1.49%

1.50%

Term

Minimum Deposit

Interest Rate

Annual Percentage Rate (APY)

Interest Rate

Annual Percentage Rate (APY)

-

-

 

Under $100,000

Over $100,000
Individual Retirement Account

18 Month Certificate

$500

2.00%

2.01%

2.00%

2.01%

36 Month Certificate

$500

2.10%

2.11%

2.10%

2.11%

Prime Time IRA

$100

0.50%

0.50%

0.50%

0.50%

Rates are subject to change and may change after the account is open.  Fees could reduce earnings.  A penalty may be imposed for early withdrawal of CDs.

 

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